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State Reaches Settlement to Protect Michigan Car Accident Victims

The Michigan Department of Insurance and Financial Services has reached an agreement that ensures unlimited Personal Injury Protection medical coverage for uninsured vehicle occupants and pedestrians.

The agreement is for uninsured vehicle occupants and pedestrians who were injured in auto accidents prior to the July 2, 2020 implementation of Michigan’s new auto insurance law.

“Michigan’s historic, bipartisan auto insurance law is protecting consumers and saving Michiganders money, and we are committed to ensuring that every Michigander receives the insurance benefits to which they are entitled,” said Governor Gretchen Whitmer. “I am pleased that DIFS was able to lead the way to find a solution that works for all involved. After this agreement, these Michiganders can rest easy that they will continue to receive the medical coverage provided under Michigan law.”

In Michigan, Personal Injury Protection medical coverage pays for medical care, recovery, and rehabilitation when people are injured in auto accidents.

Previously, uninsured non-drivers, such as passengers and pedestrians, were entitled to receive unlimited PIP medical coverage through the Michigan Assigned Claims Plan.

DIFS continues to operate its dedicated, auto insurance hotline with calls being answered Monday through Friday from 8 a.m. to 5 p.m. at 833-ASK-DIFS (833-275-3437).

Drivers can also email or visit for more information.


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