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New At-Home COVID-19 Test Insurance Coverage Webpage Launched

Governor Gretchen Whitmer and Michigan Dept. of Insurance and Financial Services Director Anita Fox are announcing the launch of a new webpage to help individuals understand the new federal rule which requires private insurers to cover at-home COVID-19 tests.

The federal rule requires insurers to cover eight at-home COVID-19 tests per month for each individual covered by a health plan.

Under the rule, insurers may create a network of preferred providers to provide tests with no out-of-pocket costs, or they may require the customer to purchase tests up front and later submit claims for reimbursement.

However, consumer’s costs and reimbursement amounts will vary depending on how insurers offer the benefit.

“Ensuring that every Michigander has access to convenient at-home COVID-19 testing is an important part of our strategy for keeping Michiganders safe,” said Governor Whitmer. “Our new website provides Michiganders the information they need to take advantage of this new insurance benefit that could save a family of four up to $384 per month.”

“This new insurance benefit will help reduce the expense of getting these convenient, at-home tests, but the specifics of how this coverage is provided varies depending on your insurer,” said DIFS Director Anita Fox. “This new webpage contains information on how you can obtain covered tests, submit claims for reimbursement, and find contact information and links to your insurer’s COVID-19 testing website. If you have questions about this new coverage, contact DIFS at 877-999-6442, Monday through Friday from 8 a.m. to 5 p.m.”

Michiganders have many options for accessing COVID-19 testing. This includes identifying MDHHS supported community pop-up testing sites, which include testing at welcome centers and airports as well as 22 neighborhood testing sites across Michigan.

Individuals can also find testing sites through an , and they now have access to that will be sent directly from the federal government.

To learn more about the new webpage about insurer covered covid tests,


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