Michigan Senate Approves Plan to Cut Car Premiums

Lawmakers are working on a plan that could change how much you pay for car insurance in Michigan.

A Senate panel has approved a set of bills that would no longer make Michigan the only state to require drivers to buy unlimited medical benefits through their auto insurer.

The Michigan Senate approved the reform Tuesday.

The proposal would also let drivers buy no-personal injury protection coverage.

This would cut down on medical providers’ ability to bill insurers more for care than health insurers pay.

Democrats criticize the legislation for not mandating rate reductions.

While Republicans say insurers with lower costs would have to cut rates to appease regulators and stay competitive.

The bills now head to the House for consideration and face an uncertain future.